SpreadsheetWeb for insurance
Move insurance spreadsheet models into governed web applications.
Insurance teams rely on spreadsheets because they make complex rating and underwriting logic accessible to the people who understand it. SpreadsheetWeb provides a controlled way to deliver those models through browser interfaces, workflows, and APIs.
The operating challenge
Widely used models need more control than distributed files provide.
Pricing, underwriting, and actuarial workbooks often become essential operating tools. Sharing copies by email or network folder makes it harder to control versions, protect formulas, guide inputs, and give every user the same approved model. Rebuilding that logic as conventional software can also separate business experts from the calculations they maintain.
Common insurance workflows
Deliver the model through a purpose-built experience.
Use the workbook as the calculation foundation while giving agents, underwriters, partners, or internal teams a clearer way to interact with it.
Rating and quoting
Collect risk inputs through guided forms, run the approved rating model, and present consistent premium or quote results.
Underwriting tools
Turn underwriting worksheets into controlled applications that validate inputs and keep decision logic behind the interface.
Actuarial calculations
Expose complex workbook calculations to authorized users without circulating the workbook or revealing proprietary formulas.
Partner-facing applications
Provide browser-based access to the same current model for internal teams, brokers, agents, and other approved audiences.
SpreadsheetWeb capabilities
Preserve spreadsheet ownership while improving delivery.
SpreadsheetWeb converts workbook logic into a web application or calculation service, so the model remains familiar to its business owners while the user experience becomes easier to govern.
Workbook calculation support
Run the formulas and named-range logic already defined in the insurance model.
Guided inputs and validation
Replace free-form workbook entry with clear controls, validation rules, and an application-specific flow.
Server-side model protection
Keep workbook formulas and proprietary logic away from browser users and distributed files.
Applications and APIs
Use a complete web application or connect the calculation model to another approved experience through an API.
Insurance customer proof
CRC brought new programs online in days instead of months.
CRC Insurance Services used SpreadsheetWeb to turn familiar Excel rating logic into an enterprise-grade rating and forms engine for internal underwriters and customer agents.
“The Pagos product transforms the everyday excel spreadsheet we all know how to use into a service-oriented, enterprise-grade rating and forms engine. It used to take us months to develop and deploy new programs. Now in a matter of days, we can deploy new programs to both our internal underwriters and our customer agents on the web.”
Start with the spreadsheet you already trust
Turn your industry model into a governed web application.
Explore SpreadsheetWeb with your own workbook, or talk with our team about the workflow you want to bring online.